Contact Us
Office building

Commercial Finance

Finance for commercial property

Whether you are looking for your own business premises or seeking to diversify your investment portfolio, our commercial mortgage team work with both high-street and specialist lenders to help you achieve your aims.

A commercial mortgage is secured against commercial premises. This may be fully commercial (such as a factory or warehouse) or semi-commercial (such as a shop with a flat above it or a residential property that is also used for commercial reasons).

Speak with a consultant Solid extlink
Building being constructed

Commercial mortgages can be used for:

  • Buying property
  • Investment finance
  • Property development
  • Refurbishing owner-occupied business premises
  • Buying vehicles/machinery/other equipment to grow your business

Case Studies

Semi-commercial title split

A client approached us about a semi-commercial property that was in the process of having the title split to separate the commercial element from the residential. Despite the recent letting of the commercial element on a new 10-year lease, we were able to arrange commercial finance at 70% LTV and a separate 75% LTV HMO mortgage for the residential element, giving the client a far better overall rate than they would have done on a semi-commercial basis. (September 2023)

Consultant: Ben Tyler

Bed & Breakfast purchase

Our clients wanted to fulfil their long-term ambition of purchasing and running a seaside Bed & Breakfast. With a deposit from the sale of the clients’ current home, a strong business plan and trading accounts from the business being purchased, we were able to work with one of our commercial lenders to arrange a bespoke repayment mortgage up until our clients’ chosen retirement age in much later life, plus a relationship manager to provide them with ongoing support. (August 2023)

Consultant: David Horn

Complex sale to family members

With parents wishing to downside their portfolio, their two sons came to us looking to purchase 6 of their houses and 2 flats. This was classed as a commercial unit as the properties were all under one freehold. The purchase involved a gifted equity as well as the combination of houses and flats, which is problematic for many lenders, but we found a specialist lender that was comfortable with the sale and the sons were able to purchase at full market value with a loan size of £2,000,000. (June 2023)

Consultant: Joshua Chan-Marshall

Contact Us

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 0800 170 1888

Email: info@dynamo.co.uk

Navigation

Complaints Procedure

Privacy Policy

Cookie Policy

Careers

Dynamo for Intermediaries

Outline arrow up

ALL MORTGAGES ARE SUBJECT TO STATUS AND LENDER CRITERIA.
MOST BUY TO LET MORTGAGES ARE NOT REGULATED.
A BROKER FEE MAY BE PAYABLE UPON MORTGAGE APPLICATION AS WELL AS AN ADMINISTRATION FEE. THE TOTAL FEE PAYABLE WILL DEPEND ON YOUR CIRCUMSTANCES. YOUR MORTGAGE CONSULTANT WILL EXPLAIN ANY FEES APPLICABLE IN YOUR INITIAL CONSULTATION.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

Copyright © 2023-present, The Buy to Let Business Limited. All Rights Reserved. The Buy to Let Business Limited (including its trading names Dynamo, Dynamo for Intermediaries and The Good Mortgage Company) is registered in England and Wales under company number 05695802. Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL, UK. Registered office: Countrywide House, 6 Caldecotte Lake Business Park, Caldecotte Lake Drive, Caldecotte, Milton Keynes, United Kingdom, MK7 8JT. VAT Registration Number: 500 2481 05. For activities relating to regulated mortgages and non-investment insurance contracts, The Buy to Let Business Limited is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 472199. Please note that we are a broker and will act on your behalf to liaise with a mortgage lender or insurance provider.

Copyright © 2024

We use cookies to make our site work and to continuously improve it. You can control these by clicking ''Cookie preferences''.

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site.

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.