Row of terraced houses

Buy to Let Mortgages

For landlords buying an investment property to rent out to tenants

Dynamo’s team of consultants can advise on all aspects of buy to let to help you get the most from your investment.

We work with a large number of lenders ranging from well-known high street banks through to specialists in order to find you the best solution for your individual circumstances.

Whether you are an established landlord with a growing portfolio or looking for your first investment property, we will support you through your mortgage application and beyond.

Purchasing through a limited company

If you're considering purchasing a buy-to-let property through a limited company, our team can help you explore some of the pros and cons. We work with thousands of landlords using limited companies and have significant experience of working with lenders who offer limited company products and have access to some of the most competitive rates on the market.

Please bear in mind that we will not provide you with tax, legal or accounting advice. Anyone considering setting up a limited company should seek independent advice on these areas in order to fully understand the tax and legal implications.

Semi-detached houses

Specialist buy to let knowledge and first-class service

  • Buy to let specialists since 2006
  • Experts in limited company, HMO, MUFB and large portfolio lending
  • Offering complex, specialist lending solutions to landlords
  • Access to dedicated underwriters for fast decisions
  • Regular portfolio reviews
  • Tailored landlord protection solutions from our in-house team

Case Studies

Limited Company Incorporation

We recently assisted a husband and wife who separately owned eight properties between them. They wished to set up a limited company to own all of their properties and were looking for a quick turnaround. We were able to recommend a specialist lender that would be able to meet their requirements. As a change of entity, the cases were submitted as a purchase and we received offers in six working days, including valuations and a full underwrite. (September 2023)

Consultant: Joshua Chan-Marshall

Case Studies

First-time landlord purchasing an HMO

We received an enquiry from a foreign national on a Tier 2 work visa wanting to purchase a new build HMO through a limited company. This was made more complex by the fact that our client was a first-time landlord and the property in question was located close to a commercial area – a combination that many lenders would not accept. As we work with many specialist lenders alongside the high street banks, we had no problem in placing the case and securing a positive outcome for our client. (August 2023)

Consultant: Jonathan Green

Row of houses

Offset mortgage

Our client was considering paying off or paying down three of their mortgages due to rising buy to let costs and a reduction in cash flow. As they didn’t wish to use all of their savings, we were able to secure three BTL mortgages with an offset facility on a discounted rate. This meant that our client could put their savings into this account, reducing monthly payments but still keeping the flexibility to use these funds as per a normal savings account. (June 2023)

Consultant: Jessica Folkes

Contact Us

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 0800 170 1888

Email: info@dynamo.co.uk